A supplementary health insurance helps you cover your expenses. Bear in mind that health services are deductible for tax purposes. In Italy, nearly 15 million citizens benefit from some form of supplementary health care. However, many retirees and professionals – working as employees, freelancers or in craft undertakings – are not aware of the fact that their professional activity already gives them access to a supplementary health insurance and its benefits.
Categories of members In most cases, it is very easy to determine whether you have access to the benefits of a supplementary health insurance.
Are you an employee? In your pay check, verify if there is any reference to deductions that are paid into the national health fund or health insurance scheme.. Alternatively, ask the personnel office or the workers’ representatives in your company for further information.
Are you a registered freelancer? Ask your professional association for information or visit their website.
Are you retired? Contact your former employer or the workers’ representative to check the benefits connected to your past work contract; in some cases, the supplementary health insurance you had access while still employed can be extended into retirement.
WHAT IS A SUPPLEMENTARY HEALTH INSURANCE?
A supplementary health insurance is a form of protection which can complement and/or replace the national coverage in the field of healthcare services. It can be taken out autonomously, be granted by an employer to all of his employees or be included in the rights listed in the national collective bargaining agreements (in Italian: CCNL), the complementary company-level agreements as well as the rules of the various professional associations.
Direct and indirect reimbursement A supplementary health insurance guarantees a total or partial reimbursement of the expenses many of the expenses related to services provided by health facilities. However, the terms of reimbursement vary according to the insurance company and policy as well as the existence of an agreement between the healthcare provider and the selected GVM facility.
If there is a valid agreement > the reimbursement is direct If there is no agreement > the reimbursement is indirect
LUCIA MAGNANI HEALTH CLINIC, LONG LIFE FORMULA® STAY (ITALIAN CITIZENS ONLY)
WE HAVE A DIRECT AGREEMENT WITH THE MAJOR SUPPLEMENTARY HEALTH FUNDS, MUTUAL BENEFIT FUNDS AND INSURANCE COMPANIES.
PREVIMEDICAL – UNISALUTE – FASI – BLUE ASSISTANCE – GENERALI
GVM hospitals and Lucia Magnani Health Clinic have agreements with the following international insurance funds:
AXA – ALLIANZ – MAPFRE ASISTENCIA – INTERNATIONAL ASSISTANCE GROUP HENNER – ASSIST CARD – EUROP ASSISTANCE – CIGNA
Special agreement with the health insurance scheme “CASSA GALENO”
Article 1 Within the scope of this agreement, GALENO members and their family members have access to the services provided by the Grand Hotel Castrocaro, the Castrocaro Thermal Baths and the Lucia Magnani Health Clinic.
The Castrocaro Thermal Baths offer treatments with salsobromoiodic and sulphur waters as well as naturally matured mud, which have renowned therapeutic properties.
Article 2 PRICES GALENO members and their family members are entitled to a 30% DISCOUNT on: 1) Hotel room rates as shown on the website at the time of booking, which are intended per room type and per night and include buffet breakfast and 10% VAT – any fees or tourist taxes to be paid upon arrival at the hotel 2) Long Life programmes 3) Spa treatments 4) Wellness and cosmetic treatments 5) Cosmetic and spa products 6) Instrumental examinations and physiotherapy sessions (as per GALENO price list) 7) Specialist visits and laboratory tests, under national health service agreement
Article 3 CONDITIONS – Prices are confidential and shall not be disclosed to third parties. – During national holidays and long weekends the access to reservations with discounted prices is subject to availability. – Discounted prices are reserved for individual and/or family bookings. – These benefits are not cumulative with other ongoing promotions. – For each hotel reservation you will need to comply with the following procedure: – Inform the Lucia Magnani Health Clinic of your GALENO membershipBY CALLING IT OR ADDING A SPECIFIC NOTE TO YOUR RESERVATION – Upon arrival please provide your personal data and a credit card as guarantee. – Cancellations are free of charge up to 3 days before arrival.
Article 4 PERKS OF THE MEMBERSHIP – Free Wi-Fi – Reserved parking (Viale Marconi 34, 47011, Castrocaro Terme)
Special agreement with the “MILANO RADAR CLUB” MILANO ACC – ENAV SPA 2020/21:
Within the scope of this agreement, the members and employees of the “Milano Radar Club” have access under the following special conditions to the services provided by the Lucia Magnani Health Clinic in Castrocaro Terme:
Long Life Formula® 3-NIGHT STAY, at the price of € 1,900.00 per person (instead of € 3,000.00, see price list) Long Life Formula® 3-NIGHT STAYat the price of € 450.00 per person by signing a direct agreement with Generali Assicurazioni
Long Life Formula® 7-NIGHT STAY at the price of € 3.450,00 per person (instead of € 5,117.00, see price list) Long Life Formula® 7-NIGHT STAY at the price of € 1.170,00 per personby signing a direct agreement with Generali Assicurazioni
Long Life Formula S.r.l - P.I 02363180403 - Capitale Sociale € 1.600.000 i.v. - Copyright 2019 Long Life Formula, Lucia Magnani Health Clinic, Terme di Castrocaro are registered trademarks of Longlife Formula srl, a company belonging to the Gruppo Villa Maria s.p.a.
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